“Your credit report and credit score are two of the most vital aspects of your financial health”
Errors on your credit report are more common than you’d think. A 2012 study from the Federal Trade Commission revealed that one in five Americans have an error on their credit report. Most people make it a habit to review their credit card statements monthly to ensure they recognize all charges, same goes for your credit report. You never know what incorrect and damaging information could be affecting your credit score. In order to protect yourself from this, you should check your credit report once a year in order to verify that everything reported is yours.